The expenses for running an Internet business are low, compared to common business expenses. However, existing consumption habits may cause cash burning. New Internet entrepreneurs are apt to find, within few months, that they spent the budget, and the burden of household expenses forces them to return to the labor market.
A new life order with many economic changes is required. Economic changes, although simple, demand a long time, because it is hard to get rid of existing consumption habits.
Here is an action plan for a balanced budget. It is a list of the most important changes which should be done in the domestic consumption habits, for creating a positive cash flow.
But these are not just saving tips. Each change promise significant improvement of life quality.
Housing
The Internet provides an excellent opportunity to reduce dwelling costs. It's possible to work from remote, inexpensive and attractive places.
In the apartment, the entire activity can be concentrated around a portable table in which the computer is stored, and in any available place.
Big bookshelves are unnecessary, since most of the books arrive nowadays as computer files.
Viewing movies and listening to music from the Internet with the PC saves the money for large televisions and stereo sets.
Car
The car causes big financial expenses. It is dispensable for home workers. Even when it is parked for a long time it causes big expenses as depreciation, insurance and more.
If the car is old, it is profitable to throw it immediately to the junkyard, and not to try to sell it. The saving in ownership costs are so great, that the loss is balanced in few months.
Public transportation
Walking or bicycle riding, enable the arrival from home to many places faster, easier, and at no cost.
Most of the services that a man need for daily living are located in a commercial center, in a distance of a healthy walking. Buses demand a long waiting time and they have a long route.
Telephone and mail
Free software enables connection free of charge between any points in the world, including video conversations.
E-mails are excellent replacement for ordinary mail.
Switching from printed flyers to E-mail newsletters is a significant incentive to start working with the Internet.
Electricity
The professional Web surfer should wear a good Ski suit for the winter. When dressed in such suit there is no need for a heater, and it's possible to benefit from open window and fresh air on cold days. The beauty and comfort of these modern suits make them suitable for the entire day.
Cables and Satellite TV
These services do not offer much. The biggest part of the visual medium is stored nowadays in the Internet, with countless channels that enable viewing anything according to personal preferences.
Any Internet enterpriser is a media producer who contributes original works to the scene.
Newspapers and magazines
Updated information can be found easily on the Internet, and there is no need to wait for a daily newspaper or a magazine.
Beside, all the strength for reading is needed for the Internet.
Computer
Common Computers and software products are more reliable then the most advanced and expensive, which tend to suffer from running problems.
This is a critical point. The computer must function perfectly. It reflects life and is important as breathing air.
Learning
Excellent learning courses are on the internet at no cost. Especially on the subjects of Web sites building, graphics, and basic marketing advices.
Outsourcing is not needed. It is possible to do all the Internet tasks alone with proper software.
Food
Cooking food from market staples is much is much more healthy, tasty and inexpensive, compared to half-made food from the supermarkets.
The main food types, such as bakery, dairy, meat, fruits and vegetables products, are in greater abundance in the market and in much cheaper prices.
The cooking of basic food is simple, and there are plenty of food recipes directories on the internet.
It is recommanded to save cooking time and effort, and prepare food, such as stews, for the whole week, and to prepare recipes similar to that of fast food and take them for the road.
The sum of money saved this way turn to reality the vision of the full refrigirator.
Domestic products
Use the Internet to compare between products. This shopping method is inexpensive, sure, and pleasant.
The products arrive directly to home, and reinforce the working experience.
Alternative markets close to home offer many products in good quality. The advanced search on the Internet makes the visiting in these simpler markets an esthetic experience.
Finances
When working from home it is much easier to manage the expenses.
It is easier to control, repair and improve the domestic budget.
Unexpected expenses are much lower, thanks to the calm lifestyle.
The use of credit cards become rare.
A new life order with many economic changes is required. Economic changes, although simple, demand a long time, because it is hard to get rid of existing consumption habits.
Here is an action plan for a balanced budget. It is a list of the most important changes which should be done in the domestic consumption habits, for creating a positive cash flow.
But these are not just saving tips. Each change promise significant improvement of life quality.
Housing
The Internet provides an excellent opportunity to reduce dwelling costs. It's possible to work from remote, inexpensive and attractive places.
In the apartment, the entire activity can be concentrated around a portable table in which the computer is stored, and in any available place.
Big bookshelves are unnecessary, since most of the books arrive nowadays as computer files.
Viewing movies and listening to music from the Internet with the PC saves the money for large televisions and stereo sets.
Car
The car causes big financial expenses. It is dispensable for home workers. Even when it is parked for a long time it causes big expenses as depreciation, insurance and more.
If the car is old, it is profitable to throw it immediately to the junkyard, and not to try to sell it. The saving in ownership costs are so great, that the loss is balanced in few months.
Public transportation
Walking or bicycle riding, enable the arrival from home to many places faster, easier, and at no cost.
Most of the services that a man need for daily living are located in a commercial center, in a distance of a healthy walking. Buses demand a long waiting time and they have a long route.
Telephone and mail
Free software enables connection free of charge between any points in the world, including video conversations.
E-mails are excellent replacement for ordinary mail.
Switching from printed flyers to E-mail newsletters is a significant incentive to start working with the Internet.
Electricity
The professional Web surfer should wear a good Ski suit for the winter. When dressed in such suit there is no need for a heater, and it's possible to benefit from open window and fresh air on cold days. The beauty and comfort of these modern suits make them suitable for the entire day.
Cables and Satellite TV
These services do not offer much. The biggest part of the visual medium is stored nowadays in the Internet, with countless channels that enable viewing anything according to personal preferences.
Any Internet enterpriser is a media producer who contributes original works to the scene.
Newspapers and magazines
Updated information can be found easily on the Internet, and there is no need to wait for a daily newspaper or a magazine.
Beside, all the strength for reading is needed for the Internet.
Computer
Common Computers and software products are more reliable then the most advanced and expensive, which tend to suffer from running problems.
This is a critical point. The computer must function perfectly. It reflects life and is important as breathing air.
Learning
Excellent learning courses are on the internet at no cost. Especially on the subjects of Web sites building, graphics, and basic marketing advices.
Outsourcing is not needed. It is possible to do all the Internet tasks alone with proper software.
Food
Cooking food from market staples is much is much more healthy, tasty and inexpensive, compared to half-made food from the supermarkets.
The main food types, such as bakery, dairy, meat, fruits and vegetables products, are in greater abundance in the market and in much cheaper prices.
The cooking of basic food is simple, and there are plenty of food recipes directories on the internet.
It is recommanded to save cooking time and effort, and prepare food, such as stews, for the whole week, and to prepare recipes similar to that of fast food and take them for the road.
The sum of money saved this way turn to reality the vision of the full refrigirator.
Domestic products
Use the Internet to compare between products. This shopping method is inexpensive, sure, and pleasant.
The products arrive directly to home, and reinforce the working experience.
Alternative markets close to home offer many products in good quality. The advanced search on the Internet makes the visiting in these simpler markets an esthetic experience.
Finances
When working from home it is much easier to manage the expenses.
It is easier to control, repair and improve the domestic budget.
Unexpected expenses are much lower, thanks to the calm lifestyle.
The use of credit cards become rare.
There are many free tools in the Internet for managing a personal financial portfolio, in order to gain more profits then by the banks.
It is not wise to liquidate savings by a monthly drawing from a fund. It is better to invest in solid mutual funds that give a high interest and guard the original value.
Taxes
It is advisable to keep a low pursuit definition.
Opening of a regular business brings with it fixed expenses.
But a freelancer can register as employee in a specalized company which pay a salary according to the revenues, for a fee of few percents. It takes care for the taxes and supply receipts.
Clarification of the income issues prevents unnecessary taxes.
Domestic works
Domestic works like: renovations, cooking, sewing, gardening and the like, complement the main pursuit.
The ability to do such jobs must be important consideration in the central decision, because they balance the activity in front of the computer.
Social environment
The zoo, theater, museum, public library and the like are vital pastime for home workers. The same is with lectures in the community center, meeting nice people from the neighborhood and sitting in coffee shops.
One public prayer in a week can strengthens the spirit a lot, and voluntary activity too.
Fitness
Walking and biking from place to place is easier, healthier, and faster.
They can be complemented with workout equipment and there is no need for a country club.
The daily walking is an opportunity to unite with nature, in hidden paths and corners of vegetation and water, which can offer mental retreat in the heart of the city.
Additional walking tracks, like the promenade, seaside and park, improve the workout.
Holidays
Dreams about expensive holidays abroad contradict the international athmosphere of the Internet. Substituting four walls at home for four walls at a hotel is not healthy.
Buy a tent and go to vacation in the open country, and in alternative festivals.
Modern camping equipment enables a pleasant staying in nature for a long period.
Alternative festivals are inexpensive. They are health institutions, places for social acquaintance, and potential market.
Low profile
The Internet is lucrative working environment. It is a major source of information, social environment and huge market. The amount of money that rolls in it is unprecedented, and people from the entire world are attracted to it.
Therefore the work in it requires a lot of concentration.
Boasting on it in front of everybody will cause quick mind drifting and total loss of inspiration.
Beyond that, those who hear about someone who work from home and on the Internet too, while they travel a great distance every day to a tedious work, might envy.
Learn to operate a MP. This little device serves not only for listening to music. It's possible to download to it audio files of lectures and books, view photos and movies, and even record ideas and conversations.
MP is a way to create a personal environment and positive atmosphere in a hostile world.
There are many tips in this saving plan. Each of them should be implemented fully before continuing to the next one, in order to create a natural process.
It is possible to live on a minimum of financial expenses.
A personal budget of about half the minimum wage can allow level and quality of living which is higher then achieved by average salary.
People who live on a fixed salary spend large sums of money on cars, shopping in shopping centers and on mass media products. They have a small amount of money, time and power to the truly important things. The best things are located under the nose and they are at no cost.
For no reason, entrepreneurs without steady income suffers from lack of self-confidence; anxiety; lack of stability and tend to feel poor.
After finishing the entire budget cut, it's possible to turn truly to quality investment on the Internet. The Internet's economy is Information Economy. The money invested on it is Information Money. It provides constructive knowledge. Therefore it gives spiritual welfare greater then by any regular consumption product.
Money becomes abstract concept and creates sublimation process in the soul.
Contemplating on any penny before spending it and speculating for hours if it is invested properly, become a habit.
This is well and so should be.
Money is only a reflection of the human shape in the crowd.
It is not wise to liquidate savings by a monthly drawing from a fund. It is better to invest in solid mutual funds that give a high interest and guard the original value.
Taxes
It is advisable to keep a low pursuit definition.
Opening of a regular business brings with it fixed expenses.
But a freelancer can register as employee in a specalized company which pay a salary according to the revenues, for a fee of few percents. It takes care for the taxes and supply receipts.
Clarification of the income issues prevents unnecessary taxes.
Domestic works
Domestic works like: renovations, cooking, sewing, gardening and the like, complement the main pursuit.
The ability to do such jobs must be important consideration in the central decision, because they balance the activity in front of the computer.
Social environment
The zoo, theater, museum, public library and the like are vital pastime for home workers. The same is with lectures in the community center, meeting nice people from the neighborhood and sitting in coffee shops.
One public prayer in a week can strengthens the spirit a lot, and voluntary activity too.
Fitness
Walking and biking from place to place is easier, healthier, and faster.
They can be complemented with workout equipment and there is no need for a country club.
The daily walking is an opportunity to unite with nature, in hidden paths and corners of vegetation and water, which can offer mental retreat in the heart of the city.
Additional walking tracks, like the promenade, seaside and park, improve the workout.
Holidays
Dreams about expensive holidays abroad contradict the international athmosphere of the Internet. Substituting four walls at home for four walls at a hotel is not healthy.
Buy a tent and go to vacation in the open country, and in alternative festivals.
Modern camping equipment enables a pleasant staying in nature for a long period.
Alternative festivals are inexpensive. They are health institutions, places for social acquaintance, and potential market.
Low profile
The Internet is lucrative working environment. It is a major source of information, social environment and huge market. The amount of money that rolls in it is unprecedented, and people from the entire world are attracted to it.
Therefore the work in it requires a lot of concentration.
Boasting on it in front of everybody will cause quick mind drifting and total loss of inspiration.
Beyond that, those who hear about someone who work from home and on the Internet too, while they travel a great distance every day to a tedious work, might envy.
Learn to operate a MP. This little device serves not only for listening to music. It's possible to download to it audio files of lectures and books, view photos and movies, and even record ideas and conversations.
MP is a way to create a personal environment and positive atmosphere in a hostile world.
There are many tips in this saving plan. Each of them should be implemented fully before continuing to the next one, in order to create a natural process.
It is possible to live on a minimum of financial expenses.
A personal budget of about half the minimum wage can allow level and quality of living which is higher then achieved by average salary.
People who live on a fixed salary spend large sums of money on cars, shopping in shopping centers and on mass media products. They have a small amount of money, time and power to the truly important things. The best things are located under the nose and they are at no cost.
For no reason, entrepreneurs without steady income suffers from lack of self-confidence; anxiety; lack of stability and tend to feel poor.
After finishing the entire budget cut, it's possible to turn truly to quality investment on the Internet. The Internet's economy is Information Economy. The money invested on it is Information Money. It provides constructive knowledge. Therefore it gives spiritual welfare greater then by any regular consumption product.
Money becomes abstract concept and creates sublimation process in the soul.
Contemplating on any penny before spending it and speculating for hours if it is invested properly, become a habit.
This is well and so should be.
Money is only a reflection of the human shape in the crowd.
